Good to know
Cover your whole family
A 20% discount is offered on supplementary insurance for minors if at least two persons from the same family are insured with Assura (except for the Previsia and Denta Ortho range).
Newcomers to Switzerland
Take out insurance in Switzerland. Simply.
All persons resident in Switzerland are obliged to take out insurance within three months of their arrival.
Assura, a health insurer in Switzerland since 1978, offers digital management and continuous support, as well as innovative and adapted cover.
Assura, a health insurer in Switzerland since 1978, offers digital management and continuous support, as well as innovative and adapted cover.
Choose the right basic insurance
Are you preparing a move to Switzerland or have you just arrived? Choosing and taking out basic insurance is one of your main concerns. Here are the most suitable insurance policies for you.
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QualiMed
Save on your premiums while enjoying 24/7 access to telemedicine seven days a week. You also receive support in choosing your specialists.
1st medical contactYour family doctor or telemedicine
Choice of specialistsChoice of specialists with BetterDoc including mandatory delegation voucher
Choice of pharmaciesFree choice of pharmacies
Want the cheapest premium?
All basic insurance models cover the same benefits. Only the terms of access and the premiums vary. You commit for a calendar year, and if the model or deductible do not suit you, you can change once a year.1
Choose an alternative model to basic insuranceFor basic insurance, you can choose between several models.
- The standard model allows you to consult all doctors freely, without any special conditions.
- Alternative models are cheaper, but include certain rules. For example, you need to go through a family doctor or telemedicine first. In return, depending on the model you choose, you can enjoy numerous benefits such as pharmacy discounts, access to an expert practice, preventive examinations, etc.
2
Increase your deductibleThe higher the deductible, the lower the monthly premium.
A high deductible is recommended for those who expect low medical expenses during the year.
Conversely, if you visit doctors regularly, a lower deductible normally works better for you.
A high deductible is recommended for those who expect low medical expenses during the year.
Conversely, if you visit doctors regularly, a lower deductible normally works better for you.
Nothing could be simpler than choosing Assura
1
Calculate your premium
and choose your model.
2
Enter your information
There is no medical questionnaire for basic insurance and therefore no caveats.
3
That’s it!
Your insurance will cover you until the end of the tax year and we will send you a document explaining your insurance.
Would you also like to supplement your basic cover?Does your child need dental care? Do you like alternative medicine? Or are you a globetrotter and spend a lot of your time abroad? Would you like a private room if you go to hospital? To benefit from optimal medical cover in Switzerland and abroad, choose one or more insurance policies to include benefits not covered under basic insurance.
Frequently asked questions
What is a deductible?
The deductible is common to all insurers in Switzerland. It is the amount that you must pay, in addition to your monthly premiums, before Assura reimburses your medical costs. Once you have reached the amount of your deductible, you only pay 10% of your invoices up to a maximum of CHF 700 for an adult and CHF 350 for a child: this is known as coinsurance. The deductibles for an adult range from CHF 300 to CHF 2'500. The amount of the deductible influences the sum of the insurance premiums.
What is an alternative model?
In Switzerland, medical benefits in the event of illness, accident or maternity are defined by the Swiss Health Insurance Act. The benefits are the same for all health insurers, but the prices vary from one insurer to another. To save on your premiums, you can choose an alternative model to basic insurance.
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At Assura, we offer you seven alternative models to basic insurance. The benefits are identical for each model. Only your first point of contact and the conditions of access to pharmacies differ. You can discover all our alternative models on our product page. PharMed, Médecin de famille (family doctor) or QualiMed models are some of the most popular alternative models.
What is a deductible?
The deductible is common to all insurers in Switzerland. It is the amount that you must pay, in addition to your monthly premiums, before Assura reimburses your medical costs. Once you have reached the amount of your deductible, you only pay 10% of your invoices up to a maximum of CHF 700 for an adult and CHF 350 for a child: this is known as coinsurance. The deductibles for an adult range from CHF 300 to CHF 2'500. The amount of the deductible influences the sum of the insurance premiums.
What is an alternative model?
In Switzerland, medical benefits in the event of illness, accident or maternity are defined by the Swiss Health Insurance Act. The benefits are the same for all health insurers, but the prices vary from one insurer to another. To save on your premiums, you can choose an alternative model to basic insurance.
At Assura, we offer you seven alternative models to basic insurance. The benefits are identical for each model. Only your first point of contact and the conditions of access to pharmacies differ. You can discover all our alternative models on our product page. PharMed, Médecin de famille (family doctor) or QualiMed models are some of the most popular alternative models.
At Assura, we offer you seven alternative models to basic insurance. The benefits are identical for each model. Only your first point of contact and the conditions of access to pharmacies differ. You can discover all our alternative models on our product page. PharMed, Médecin de famille (family doctor) or QualiMed models are some of the most popular alternative models.
Useful links
App Assura
Simple and secure for your whole family
No more paperwork! Access your data securely, quickly and easily. Wherever you want. Whenever you want.
- Digitise and transmit your medical receipts
- Check your dispatch history
- Have an overview of the status of your deductible and coinsurance
- Access your cover and insurance cards
Do you have any questions?
Call our sales advisors at:021 555 10 40Monday to Friday
from 8:30 AM to 12:00 PM and from 1:00 PM to 5:00 PM